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IDFC Bank Loan against Property (Small Segment)
Required Documents for Salaried
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KYC of applicant & Co-Applicant
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Last 3 Month Salary Slip of Applican
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Statement of existing Bank account for last 12 monthsLast 12 month Bank Statement of applicant & co-applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 2 Year Form 16 of applicant
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26AS of last 2 year of applicant & co-applicant
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Appointment letter of applicant if available
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Latest utility Bill if owned residence or rent agreement if rented
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2 Reference with contact details
Required Documents for Self- Employed
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KYC of applicant & Co-Applicant
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Last 3 year ITR with computation of income of applicant & co-applicant
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Last 3 year audited balance sheet of applicant
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Last 3 year Tax audit report of applicant
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Last 12 month Bank Statement of applicant & co-applicant
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26AS of last 2 year of applicant & co-applicant
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Copy of GST registration
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Copy of MSME registration
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Copy of Last 12 month GST return
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Agreement to Sale if purchase case
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Property Paper with complete chain of last 13 years
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LOD (List of documents), Foreclosure Statement & SOA (Statement of account) if BT case
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Sanction letter of all running loan
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Debt Sheet
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Latest utility Bill of residence if owned or rent agreement if rented
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Latest utility Bill of Office if owned or rent agreement if rented
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2 Reference with contact details
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Last 3 year Debtors & Creditors on letterhead
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List of Directors & Shareholders, if applicant if Company or List of Partners if applicant is Partnership firm/LLP
About IDFC Bank Loan Against Property
IDFC Bank LAP is one type of secured loan that you can take out against property (LAP). Owners of businesses and those working independently may apply for this loan by placing their assets as security. Because the approved amount is determined by the property’s appraisal, it has a reduced interest rate. Compared to other loan types, consumers can get a larger amount because the collateral is either residential or commercial property.